Plan now ... avoid regret later


Learn how to make the most of your pension dollars

By strategically using pension optimization with life insurance, you and your spouse can enjoy more income during retirement without sacrificing survivorship benefits. It can also provide assets for your children and grandchildren.


It may be time for a life insurance check-up

It’s a good idea to schedule regular policy reviews to make sure your coverage still meets your needs and keeps pace with products in the marketplace for yourself and your family.


Find out before it’s too late

There are many solutions available to cover these costs and protect your assets for you and your loved ones.


The Pennsylvania Conference of Teamsters has arranged a free, no-obligation review. 

All you have to do is contact Arbor Group to schedule a convenient appointment.

What People Are Saying

As with many soon to be retirees, we began taking a closer look into our financial stability to ensure a positive retirement future. In meeting with Izzy we were impressed with his wealth of knowledge. There was no quick fix but a measured approach to review all of our details. Appreciate the flexibility for follow up meetings and shared communication. Izzy provided various options and insight for our consideration. Never any pressure. We valued his authentic approach and engaging conversation. We reviewed our current status and identified our financial goals for the future. We will definitely recommend the Arbor Group to others. The expertise and tools of resources shared with us to meet our retirement goals is greatly appreciated and invaluable for our peace of mind. Well done Arbor Group. Thank you.

Marcus & Denise King

Local 331 in Egg Harbor, NJ

When I first met the Arbor Group 2 ½ years ago, they helped me choose the best option for my pension from Local 107. They also helped me improve an underperforming life insurance policy which protected my family even further. True to their word, they conducted an annual review of the first policy and renegotiated a better offer with a new company AND added a long term care feature. They promised a lot and delivered more.

Ron Menschner

Local 107

I met Bob Trotenberg at the union hall in Harrisburg in 2017. He then met me and my wife at our home and helped us review our existing plans. We were very specific in not wanting to increase our premiums, but, wanted to see how we could improve our plans. Bob’s thorough work gave us longer guarantees, with NO added premium and added long term care for both of us.

William Olmeda

Business Agent Local 776


Obtain pension benefit options from his/her plan
(or sign an authorization and Arbor Group will get it for you)

Contact Arbor Group
Provide: 1) Name & spouse name, 2) Date of birth for each, 3) Anticipated retirement date, and 4) Options obtained from defined benefit plan

Initial analysis
The member will receive the initial pension optimization analysis within two weeks

Meet the Team

Robert Trotenberg, CLU, CLTC


Bobby began his career in financial services in 1983 and has been affiliated with Lincoln National, State Mutual and The Guardian. In 1992 he established Arbor Associates to offer a range of products from a wide variety of carriers. The company has evolved into Arbor Group and provides insurance services to thousands of clients nationwide.

Bobby has earned advanced degrees from the American College and is a life member of Million Dollar Round Table. He is a board member of the Jewish Community Center and the International Forum. He is a graduate of George Washington University, Washington DC. He and his wife enjoy their dog Rosalita, the Jersey shore and the Philadelphia Eagles.

William J Einhorn

For more than 25 years, Mr. Einhorn served as the Administrator of the Teamster Health & Welfare and Pension Trust Funds of Philadelphia and Vicinity and President of a regional third-party benefits administration firm. After retiring from those positions, Mr. Einhorn now serves as a trustee on the Pennsylvania Employee Benefits Trust Fund. He also serves on the board of directors of the International Foundation of Employee Benefit Plans.

Mr. Einhorn earned both his B.A. and J.D. degrees from Temple University in Philadelphia. He is licensed to practice law in Pennsylvania, and is a licensed insurance producer in Pennsylvania, New Jersey, Massachusetts, Colorado and Florida.

Isaac "Izzy" Brettler

Vice President

Izzy develops insurance strategies and recommends solutions for Arbor Group’s personal and corporate clients.

He joined the firm in 1993, bringing over seventeen years of insurance industry experience. He was both sales and training manager with The Guardian Life Insurance Company. Prior to that, he held a similar position with Phoenix Home Life Mutual Insurance Company.

Izzy is a graduate of Rutgers University. He and his wife have two daughters.


For a no-cost, no-obligation evaluation of your pension options, life insurance and retirement income planning, contact:

2500 McClellan Avenue, Suite 160
Pennsauken NJ 08109
888-723-5513 toll free
856-770-8400 phone
856-320-4977 fax